All posts by Emerald

Emerald is a Student of Pure Mathematics at the Federal University of Oye-ekiti. CEO & founder of iCASTE MEDIA. A writer & blogger, passionate about entrepreneurial crafts and loves to promote them too.
Offer/Opportunities

Npower Recruitment 2020 Batch C | How to apply without aid

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The Npower programme of the Federal Government of Nigeria is back again. The recruitment process is set to kick of tonight(26/06/2020) 11:45pm on the Npower Recruitment Portal. The official npower portal 2020 is npower.fmhds.gov.ng and open to only eligible Nigerians according to the guideline given at the npower registration portal 2020.

Thus, this programme is specifically for unemployed youths within the ages of 18-35.

The registration starts with providing your email address. After providing your email address and password, you will receive further instructions in your email. It is advisable that applicants ensure they have access to the email address they provide during signup.

Npower Recruitment | Npower Recruitment Portal 2020 – How to Apply

N-Power has changed the lives of over 500,000 youths in all 6 geo-political zones of the country through the first phase of the programme (batch A and B).

Npower Registration Requirements:

On the Npower registration portal 2020, you may be required to upload certain documents. So you need to have handy the following before you begin application

An accurate details of your Bank Verification Number (BVN).
A recent passport photograph (1MB) either JPEG or PNG files.
Valid Contact – Email address or a working phone number
Your Degree Certificate and NYSC certificate, if you are a graduate and wish to apply for N-Teach or N-Health.
Note: On the npower application portal – you will be required to read the terms and conditions of the N-Power Programme and accept that all the information provided is truthful and accurate.

THE STEPS OF APPLICATION

Input your valid contact information (Email or Phone Number)

Confirm Your Email: Check your email inbox/all folders for a mail from ‘Npower App Portal’ and click the link to confirm your email.
Once your email address has been confirmed, login again and fill in your 11-digit BVN and date of birth in the following order (dd/mm/yy). If your BVN details are inaccurate, you will not be permitted to go past this interface.

Education and Programme Section: You will need to select your programme based on your education level in this section. The N-Power programme is open to all.

i. The N-Teach and N-Health sub-programmes are however open to only graduates.

Ii. (In addition, please note that for N-Power Health, selection preference will be given to holders of Bachelor’s Degree, HND, OND in health sciences such as Medicine, Microbiology, Nursing, Public Health, Botany, Midwifery, Psychology or other allied disciplined in the sciences).

iii. Where applicable, you will be required to upload your degree certificates and NYSC certificate.
Review and Submit -Review all the information you have inputted and then submit.

ii. Upon submission, you will receive a unique ID number. Write it down and keep it safe.

BioData and Contact Section:Fill in your surname, first name, and middle name in identical terms to your BVN information.

Employment and Other Details Section: Like any other recruitment, you will be take through a few questions to provide your previous work experience and upload your Government issued Identity Card. Kindly note that the acceptable Government IDs are:

  • International Passport
  • National ID Card issued by NIMC
  • Valid Driver’s License

For those who are wondering why Npower I asking for BVN from applicants, here is an answer:

Permanent Voter’s Card.
The registration process is that simple and takes a few minutes and they will be no much uploading of documents.

To start the registration, interested applicants should: visit the Npower Portal 2020

Or you can use the link:

https://npower.fmhds.gov.ng/signup

TECHS

Google will pay online publishers for high quality contents

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Google has announced on Thursday its plans to pay partnered media publishers for content and offer some users access to free pay-walled news sites.

The details of the plan are still unknown but in a blog post, Google said they would launch “a licensing program to pay publishers for high-quality content for a new news experience” due to launch later this year.

The program will start later this year with publishers in a number of countries acrossthe globe.

“Alongside other companies, governments and civic society organizations, we’re committed to playing our part to support news businesses. Today’s undertaking exemplifies that, and we look forward to what we can all achieve together,” the company said in its post.

According to Google’s Vice-President of product management, Brad Bender, Google will also offer to pay for free access for users to read pay-walled articles on a publisher’s site,” the statement said, without offering any further details.

But the company already signed a partnership with France an Australia;

“We are always keen to explore innovative ways to attract readers to our high-quality content,” says Stephan Ottlitz, managing director of Germany’s SPIEGEL Group, one of the publishing partners said.

“This interesting new partnership with Google will allow us to curate an experience that will bring our award-winning editorial voice into play, broaden our outreach and provide trusted news in a compelling way across Google products.”

This is only the most recent move of Google to support the news media as the Google news initiative had provided funding to more than 5300 local publications globally via a journalism emergency fund relief coma and ad-serving fee waiver on Google ad manager, among others.

The announcement is in response to pressure from governments and media groups around the world. Google has been accused of not paying news organizations for content and has faced legal battles in France and Australia.

In April, France’s competition regulator said the tech giant must start paying media groups for displaying their content, ordering it to begin negotiations after refusing for months to comply with Europe’s new digital copyright law.

Scholarship

Scholarship: Year of the Nurse and Midwife Scholarship at University of Salford UK

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Year of the Nurse and Midwife Scholarship at University of Salford: Undergraduate and Master’s international students are hereby invited for the Year of the Nurse and Midwife Scholarship who wish to enroll in a degree program at University of Salford in United Kingdom for 2020/2021 academic session.

University of Salford is offering a number of scholarships to international applicants for programmes in nursing and midwifery to celebrate the Year of the Nurse and Midwife. This scholarship is available for 2020/21 September and January intakes.

Continue reading Scholarship: Year of the Nurse and Midwife Scholarship at University of Salford UK →

Offer/Opportunities

Vacancies at Economic Community of West African States (ECOWAS), June 2020

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Vacancies at Economic Community of West African States: Fresh job vacancies are now open for application from suitably qualified candidates at the ECOWAS across its region of operation and affiliate institutions.

Created on 28 May 1975, the Economic Community of West African States (ECOWAS) is a regional intergovernmental organization formed by the following fifteen (15) Member States: Benin, Burkina Faso, Cape Verde, Côte d’Ivoire, The Gambia, Ghana, Guinea, Guinea Bissau, Liberia, Mali, Niger, Nigeria, Senegal, Sierra Leone and Togo. Its Headquarters is in Abuja, Nigeria and its official working languages are: English, French and Portuguese

Vacancies at Economic Community of West African States (ECOWAS), June 2020

ECOWAS is recruiting to fill (below) listed job positions:

  1. Executive Director ECREEE – PRAIA, CAPE VERDE
  2. Communication Officer – PRAIA, CAPE VERDE
  3. PO Capacity Building & Best Practices – ABUJA, NIGERIA
  4. PO Institutional Framework – ABUJA, NIGERIA
  5. Principal Officer, Archiving and Documentation – ABUJA, NIGERIA
  6. Principal Accountant, Community Levy – ABUJA, NIGERIA
  7. Economic Advisor – BRUSSELS, BELGIUM
  8. Principal Programme Officer, Energy Efficiency – PRAIA, CAPE VERDE
  9. Principal Officer, Administration and Finance – PRAIA, CAPE VERDE
  10. Principal Officer, Administration, Human Resources & Finance – ACCRA, GHANA
  11. Director Trade – ABUJA, NIGERIA
  12. Program Officer Payment Systems – ABUJA, NIGERIA
  13. Principal Officer, Salary Policy & Pension Administration – ABUJA, NIGERIA
  14. Principal Programme Officer, Quality and Standards – ABUJA, NIGERIA

Application Procedures for the Vacancies at Economic Community of West African States (ECOWAS), June 2020

How to Apply:

Applicants are kindly requested to visit the official ECOWAS career website through the link provided and choose desired job position to apply as follows:

Download the application form by clicking on the link in parentheses (JOB APPLICATION FORM) and fill it out correctly;
Attach a Curriculum Vitae (CV) and a motivation letter;
Send all the above mentioned documents to the related e-mail addresses.

Application Deadline: Varies

Visit the Official ECOWAS Career Site

REVIEW

9jabulletin review- Free Registration: Scam or legit?

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The site 9jabulletin Income Program income amongst other online earning sites that has made its emergence to the world wide net during the period of covid-19 pandemic that caused the national lockdown. 9jabulletin forum joined the trend of income programs acclaiming to be providing income from the comfort of your home. Is this true? Lets find out

Dear reader, I enjoin you to thrive to see it through to the end of this article making sure you’ve consume every part of to avoid missing anything you need to know so be patient and not be in a rush after you’ve probably seen what you hope to see. Don’t be quick to draw conclusions until you’ve actually consumed this piece to the very end. I bet it worth the time, right?
So Let’s get started with the Review. Continue reading 9jabulletin review- Free Registration: Scam or legit? →

REVIEW

Nairabucks Review- Is Nairabucks.com Scam or Legit?

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The covid-19 pandemic that resulted into the national lockdown has experience the emergence of lots Income Platforms. The internet is now flooded with lots of these programs. But do you also know there are some scamming websites? There are also some legit platforms that really pay cash to participants. How then can you distinguish a scam from a legit platform? A Review is therefore an article(a written work) that helps to justify the authenticity of commercial sites and there online tools and software that we make use for verification and validity of these sites. There some Income Platform that deal Advertisement.

Have you heard of Nairabucks Income Program? Don’t mind me,
I guess you must have heard of it which is how you got to this piece, init? Even if this is your first time of hearing about it after reading this Review, we hope that you must have acquainted yourself with everything that’s needed to be known about this Income Program before you decide whether or not to participate in the platform.

And my dear reader, I enjoin you to thrive to see it through to the end of this article making sure you’ve consume every part of to avoid missing anything you need to know so be patient and not be in a rush after you’ve probably seen what you hope to see. Don’t be quick to draw conclusions until you’ve actually consumed this piece to the very end. I bet it worth the time, right?
So Let’s get started with the Review.
When done reading this Nairabucks review, you will find satisfying response to entries like:

  1. Is Nairabucks scam or legit?
  2. What is Nairabucks?
  3. Nairabucks Income review
  4. How to earn from Nairabucks Income
  5. Nairabucks Registration – Login
  6. Disclaimer

What is Nairabucks Income Program About?

Nairabucks income site is a multi-level marketing income scheme that entails a one-time Registration fee of N1, 500, N3000, N6, 000 and so on as you will soon find out inside this article.
With this amount you register an account with them and you automatically start their 3-Stage system as a Stage one user.
The motive for the creation is not to serve as a full time source of income, however it can serve as a full time source of income if a participant desires to focus on it..

Nairabucks Review

This is an important section of this article, but the important part of this article has been moved down the content which is: “Is Nairabucks scam or legit” so I can explicitly intricate this topic properly before drawing conclusions.
So, don’t rush and read on..

How to Earn on Nairabucks Income
NAIRABUCKS comes in five(5) subscription plan

CASH-BASIS PLAN
Register with N1, 500
(N300 daily earning Per Share), you earn N2, 100 in 7 days…
5% bonus per referral

BUCK-ABLE PLAN
Register with N3, 000
(N600 daily earning per Share), you earn N4, 200 in 7 days.
5% bonus per referral

HARVEST-BUCK PLAN
Register with N6, 000 (1,200 daily earning Per Share), you earn N8, 400 in 7 days
5% bonus per referral

MAGNA-BUCKS PLAN
Register with N12, 000 (2,400 daily earning Per Share) you earn
N16, 800 in 7 days
10% bonus per referral

ROCKET-BUCKS PLAN
Register with N18, 000
(3,600 daily earning Per Share), you earn N25, 200 in 7 days.
10% bonus for Referral
Failure to post advert will lead to no earnings for that day.

Nairabucks Registration

Nairabucks Registration fee varies as you have read above. Once you have your money and the below info you are set:

  • Username
  • Email Address
  • Phone Number
  • Upline username
  • Passwords
  • Coupon code
  • Phone Number

Nairabucks Login

Before you have access to Nairabucks login, you must pass the Nairabucks register page. To login Nairabucks only the below is needed:

  • Email
  • Password.

Is Nairabucks Scam or Legit?
You’re officially welcome to the most important part of this article.
Anyways, team iCastemedia has spliced the Nairabucks scam or legit investigation and it’s below.

According to the SSL certificate, Nairabucks is sadly not a secured platform to surf. This is because you might be running the risk of exposing your credit card to fraud while transacting with them.

A site like this should know the importance of security.
Nairabucks could be said as scam because none has claimed to be paid even on popular social platforms.
Impulsively, concluding this section with the answer to the question is where we leave it to our intelligent readers to decide based on your view of our evaluations.

I hope you’re not tired already, we’re almost done here.
Nairabucks is just like Digiads.
Digiads used participants to promote their business and refused paying unless they upgraded their plans. This site is also similar 40%.
This is not a Ponzi scheme, participants are advised to understand the system totally as the management will not be liable for any loss or misunderstanding, how does that sound? So think twice before taking a leap.

Disclaimer

This Review Article isn’t aimed at defaming Nairabucks nor is it targeted to promoting them. This article is strictly for enlightening purposes and an honest guide from our perspective which other Platforms might not publish timely.
There is no guarantee that you will make these levels of income after joining and you accept the risk that the earnings and income statements differ by individual.

TECHS

92 Year old man survived 21-feet fall with the aid Apple Smart watch

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Apple Watch is currently one of the most widely used smartwatches worldwide. Not only because it has a cool design, but this smartwatch also has features that are useful for many people, especially this man.
Yes, A retired farmer 92-year-old man from Grant, Nebraska is confirmed to have survived a 21-feet fall from a ladder with the help of his Apple watch.


The retired farmer is recovering from a broken hip and other fractures at Madonna Rehabilitation Hospital in Lincoln.
Salsman climbed the ladder a month ago to secure a grain bin from pigeons. He said when he went up the ladder, everything was fine, but then the wind pushed his ladder about 2 feet.

“It was just a dumb stupid mistake on my part,” said Salsman.
He said after he hit the ground, he was in a lot of pain. He tried to roll to his truck, but it was several hundred feet away and there were no other people around. He spoke to the Apple Watch on his wrist.

“I talked into it, ‘Hey Siri Jim Salsman, hurt bad on the farm,’ “he said.”

What Salsman didn’t realize is that the device, equipped with a fall alert system, had already sent an alert to the Grant Volunteer Fire Deparment; They responded that they were on their way and found Salsman with the device GPS.

Ron Salsman was able to visit his father recently by calling him on the phone, as Ron stood outside the window at Madonna. He said his father is tough.

“They’ve lived through droughts and blizzards, and getting cattle in the middle of the night in cold winter weather, so they just had to deal with a lot of adversity over time. And it just becomes a part of them I think,” said Ron.

Our source revealed that:

Jim Salsman will continue treatment and therapy at Madonna until he’s ready to return home.

This is not the first time that Apple Watch has saved someone’s life. Previously there was a case where a man survived after he fainted and his Apple Watch directly contacted 911 to ask for help.

Offer/Opportunities

CBN: Covid-19 TCF N50B Loan

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It will be recalled that the CBN on March 23, 2020, unveiled guidelines for the implementation of the N50bn Targeted Credit Facility as a stimulus package to support households and micro, small and medium enterprises affected by the COVID-19 pandemic.

A couple of weeks back now, the Central Bank of Nigeria (CBN) assured that all successful applicants under its COVID-19 Targeted Credit Facility (TCF) will have their accounts credited within 48hrs.
If you are part of successful applicants you should have received your loan in your account already.

We’ve heard news of Some people that applied have gotten theirs. If you have got yours too, please help clear the doubts about the program Thomas by sharing your testimony via the comment box below this post.

The CBN advised the successful applicants whose accounts have not been credited, to visit the website of NIRSAL Micro Finance Bank (www.nmfb.com.ng) and input their account details.

Though as at this post was written, there was difficulty connecting with the home page due to their server but thankfully they launched an App for easy access

The CBN Director, Corporate Communications Department, Isaac Okorafor, who gave the assurances in a statement urged all successful household and SME applicants that have submitted their account details for the facility, but do does not receive a credit alert within 48 hours to call mobile number: 09010026900 for resolution.

If you know that your business was kicked badly by the lockdown or ongoing COVID-19 pandemic, but still pondering on whether to apply or not, we advise you to utilize the opportunity to awake your business before it is too late and do not hesitate to contact me if you need any ideas from me relating to online business.
It is important to take note of the information in the image below.

If you are yet to apply, you can apply here https://nmfb.com.ng/covid-19-support/ and make sure you complete your applications and submit. See more details about eligibility Here.

You can also download the NIRSAL Android app Here for easy access.

If your application was successful, you’ll get disbursement in the coming weeks. The loan amount would be determined based on the activity, cash flow, and industry size of the beneficiary, subject to a maximum of N25m for SMEs.

Households can access a maximum of N3m while working capital would be a maximum of 25 percent of the average of the previous three years’ annual turnover.

If you applied and the money has been paid to your account, let us know via the comment section.

TECHS

Whatsapp Launches its in-app digital payment Service in Brazil: The Tweet at the end this article will make you laff

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WhatsApp on Monday 15 June, launched its digital payments service in Brazil which it announced via a blog post and Twitter account, including a one-minute YouTube tutorial on: How to send money on WhatsApp (Brazil).

“We’re excited to announce that starting today we’re bringing digital payments to WhatsApp users in Brazil. People will be able to send money securely or make a purchase from a local business without leaving their chat”.

“In addition, we’re making sending money to loved ones as easy as sending a message, which could not be more important as people are physically distant from one another”.

This comes at zero commission fees when sending money or making a purchase, however businesses will pay a processing fee to receive customer payments, similar to what they may already pay when accepting a credit card transaction.

The payment which will be enabled by Facebook Pay, is with a future plan for people and businesses to use the same card information across Facebook’s family of apps (Facebook, Facebook Messenger, Instagram and WhatsApp).

Allaying concerns on payment security, the statement reads:

“We have built payments with security in mind and a special six digit PIN or fingerprint will be required to prevent unauthorized transactions. To start, we will support debit or credit cards from Banco do Brasil, Nubank, and Sicredi on the Visa and Mastercard networks -and we are working with Cielo, the leading payments processor in Brazil. We have built an open model to welcome more partners in the future”.

Although there’s no confirmation yet on the specific roll out plan to other countries and how soon, TechCrunch reported in February of 2018, about WhatsApp’s Beta testing in India with hopes of it becoming more widely available in the country after the best testing phase had been completed. WhatsApp’s closing statement in the blog post however reads:

“Payments on WhatsApp are beginning to roll out to people across Brazil beginning today and we look forward to bringing it to everyone as we go forward”.

“WhatsApp” Not “Cash App” LOL

On a much blithe note, the huddle some users would experience is the drive of requests hinged on the ease through which payments can be made using the messaging platform.

As some replies following the tweet announcement, predict a possible surge in bailout requests while chatting; hence reducing the chances of pandering to the played out excuse of having to leave the ‘business of chatting’ “…without leaving their chat” stated in the announcement, to make payments. Whenever this is rolled out to more countries.

‘secretive WhatsApp users’ may have to factor this into their continued quest for a discreet online presence, which has in the past included: turning off read receipts and hiding their last seen in order to dissipate untimely barrage of messages as well as unsolicited voice and video calls that may accompany owning a WhatsApp account. As WhatsApp continues to bring just about everything to your app.

Did you miss the pun in the headline, here’s a now viral precedented video of a “miscommunication predicament” between WhatsApp (the messaging and voice over IP service) and Cash App (the mobile payment service), that now lends credence to the blithe note stated earlier.

See Tweet below:

LEAKS, Offer/Opportunities

How to Apply for CBN COVID-19 Loan: Available for Households and MSMEs in Nigeria

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As part of the measure to reduce the impact of COVID-19 pandemic on businesses in Nigeria, the Federal Government of Nigeria through the Central Bank of Nigeria (CBN) have introduced COVID-19 support loans for Households and Micro, Small and Medium Enterprises (MSMEs).
The coronavirus pandemic has led to unprecedented disruptions to global supply chains, sharp drop in global crude oil prices, turmoil in global stock and financial markets, massive cancellation of sporting and entertainment event, the lockdown of large swaths movements of persons in many countries, and intercontinental travel bans/restrictions across critical air routes across the world.

These outcomes have had severe consequences on households’ livelihoods and business activities, resulting from drop in global demand, declined consumer confidence and slowdown in production.
In this respect, the Central Bank of Nigeria (CBN) introduced the N50 billion Targeted Credit Facility (TCF) as a stimulus package to support households and micro, small and medium enterprises (MSMEs) affected by the COVID-19 pandemic.

This guideline outlines the operational modalities for the Scheme.
Who Is Eligible for CBN Loan for Covid19?

• Households with verifiable evidence of livelihood adversely impacted by COVID-19; and
• Existing enterprises (MSMEs) with verifiable evidence of business activities
adversely affected as a result of the COVID-19 pandemic.
• Enterprises with bankable plans to take advantage of opportunities
arising from the COVID-19 pandemic.

Activities Covered
Eligible activities under the Scheme include:
• Agricultural value chain activities
• Hospitality (accommodation and food services)
Health (pharmaceuticals and medical supplies)
• Airline service providers
• Manufacturing/value addition
• Trading
• Any other income generating activities as may be prescribed by the CBN.

Funding
The Scheme shall be financed from the Micro, Small and Medium Enterprises Development Fund (MSMEDF).

Participating Financial Institution
The eligible participating financial institution for the Scheme is NIRSAL Microfinance Bank (NMFB).

Loan Limit
SMEs: The loan amount shall be determined based on the activity, cashflow and industry/segment size of beneficiary, subject to a maximum of N25 million for SMEs; and
• Households: Can access a maximum of N3 million
• Working capital shall be a maximum of 25% of the average of the previous 3 years’ annual turnover. (where the enterprise is not up to 3 years in operation, 25% of the previous year’s turnover will suffice).

Interest Rate
Interest rate under the intervention shall be 5% p.a. (all inclusive) up to 28th February 2021 and thereafter, the interest on the facility shall revert to 9% p.a. (all inclusive) as from 1st March 2021.

Collateral Requirement
The collateral to be pledged by beneficiaries under the programme shall be as may be acceptable by NIRSAL MFB, but may include any one or more of the following:

i. Moveable asset(s) duly registered on the National Collateral Registry (NCR).
ii. Simple deposit of title documents, in perfectible state
iii. Deed of Debenture (for stocks), in perfectible state
iv. Irrevocable domiciliation of proceeds
v. Two (2) acceptable Guarantor
vi. Personal Guarantee of the promoter of the business
vii. Life Insurance of the Key-Man, with NMFB noted as the First Loss Payee
viii. Comprehensive Insurance over the asset

Principal Repayment
Repayment shall be made on installment basis by the beneficiaries to the NMFB according to the nature of enterprise and the repayment schedule/work plan provided at the application stage.

How to Apply for CBN Covid19 Loan for Nigerians

STEP 1: Submit An Application
The process is easy. You can begin on your phone, your tablet or your laptop.
Submit applications directly to NIRSAL Microfinance Bank (NMFB) with clear evidence of the opportunity or adverse impact as a result of COVID-19 pandemic.

STEP 2: Approval
NIRSAL Microfinance Bank reviews your CBN covid19 loan application and forward the application to the CBN for final approval.

STEP 3: Disbursement
CBN reviews applications and gives final approval for disbursement to NMFB

How to Submit Application Forms for CBN Covid19 Loan in Nigeria

• Visit: https://nmfb.com.ng/covid-19-support/
• Click the “Apply Now” button under the category you want to apply for.
• Right there, you can also download NIRSAL guarantor’s form for CBN COVID-19 loan.

How long is the CBN COVID-19 loan for?

Working capital will be for a maximum period of one year, with no option for rollover. Term loans have a maximum tenor of not more than 3 years with, at least, one-year moratorium.

For more information on the CBN COVID-19 loan, you can check out the circular published by CBN that contains the guidelines for the implementation of the N50 billion Targeted Credit Facility (TCF) disbursed through the NIRSAL Microfinance Bank (NMFB)